Robo Reports Archive

Performance Commentary

Q2 2025

2025 Market Reversal The 2025 robo-advisor account performance shows a reversal of the investment themes that drove success over the past decade. Strategies that dominated multi-year rankings now struggle with year-to-date performance, while approaches that languished in previous periods have advanced. The winning formula of domestic large-cap equity concentration combined with municipal bond allocations that […]

The Future of Robo Advisors

Q2 2025

The robo-advisory industry is evolving, with a focus on scaling, profitability, and navigating regulatory challenges.

The Robo Ranking

Q2 2025

Highlights SoFi Automated Investing wins Best Overall Robo, combining strong performance with a low minimum, competitive pricing, and a feature-rich platform. The winners of Best Robo for Digital Financial Planning, Empower and Wealthfront, serve as an example of simple yet effective online planning. Fidelity Go won Best Robo for First-Time Investors due to its low […]

The Robo Ranking

Q4 2024

Highlights Vanguard Personal Advisor wins Best Overall Robo, offering stellar performance, low fees, a range of investment options, and robust features. The winners of Best Robo for Digital Financial Planning, Empower and Wealthfront, serve as an example of simple yet effective online planning. Fidelity Go won Best Robo for First-Time Investors due to its low […]

The Future of Robo Advisors

Q1 2025

The robo-advisory industry is evolving, with a focus on scaling, profitability, and navigating regulatory challenges.

Performance Commentary

Q1 2025

Highlights Portfolios overweight large cap U.S. stocks topped one-year results. A large cap U.S. tilt paired with municipal bonds propelled three-year leaders Fidelity Go, SoFi, and Wealthfront. The same mix kept Fidelity Go, Wealthfront, and Zacks Advantage ahead over seven years. International developed equities outpaced U.S. stocks in Q1, yet a domestic focus remains a performance driver longer term. Backdrop […]

Performance Commentary

Q4 2024

Highlights Over the past year, SoFi, TD Automated Investing, and Betterment Climate Impact led returns by emphasizing large-cap, domestic, and growth equities. SoFi distinguished itself with a 35% growth allocation, while Betterment Climate Impact’s 82% large-cap tilt outperformed small-caps’ modest 11.53% gain. Domestic large-cap stocks and municipal bonds propelled Wealthfront, Fidelity Go, and SoFi to […]

The Robo Ranking

Q3 2024

Highlights Fidelity Go wins Best Overall Robo, offering stellar performance, competitive fees, no minimum investment, and robust features. The winners of Best Robo for Digital Financial Planning, Empower and Wealthfront, serve as an example of simple yet effective online planning. SoFi won Best Robo for First-Time Investors because of its low fees, and its ability […]

Performance Commentary

Q3 2024

Highlights Portfolios with higher allocations to domestic, large-cap, and growth equities significantly outperformed their peers over the past year. A strategic focus on domestic large-cap equities and municipal bonds drove superior performance over the past three years. Strong U.S. market performance led portfolios emphasizing domestic large-cap equities to consistently outperform over the past seven years. […]

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