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Explore: How to Cut Costs in the Summer

How to Cut Costs in the Summer


Summer is under way, which means prettier weather and uglier energy bills. The winter and summer months feature the highest peaks for energy requirements, with the United States residential sector demand increasing by a whopping 67 billion kilowatt-hours, an increase of nearly 66% from fall and spring usage according to the U.S. Energy Information Administration. The heat is coming, but here are some of the best ways to help keep those bills down:

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Benefits for Bravery


Memorial Day is a federal holiday to honor and remember the troops who have made the ultimate sacrifice while defending our freedom and ideals. Every year, this holiday is celebrated on the last Monday in May. This holiday dates back to 1868, after the Civil War, when it was known as Decoration Day because it was a day to decorate the graves of the soldiers who had died in battle. Although Memorial Day is intended to honor those who have lost their lives in war, many institutions take this day to recognize and celebrate all veterans. With Memorial Day coming up, it is time to give back to those who gave everything to our country and make veterans aware of some of the many benefits available to them.

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What Has the Fed Been Doing in the Shadows?


On the surface, many investors and market observers feel that the Fed just recently began to tighten monetary policy with a rate hike in December of last year. However, by looking at the Wu-Xia shadow fed funds rate1, the tightening cycle has been underway for quite a bit longer – since mid-2014, in fact.

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Stephen Curry – Reigning MVP and a Rising Star in Business


“By Keith Allison from Owings Mills, USA (Stephen Curry) [CC BY-SA 2.0 (],” via Wikimedia Commons

While so many of us on the east coast try to keep up with all things sports around the country, staying up for a game on the opposite side of the country that starts at 10:30pm ET is tough – especially on a weeknight. As a result, so many athletes based on the west coast don’t get as much exposure and publicity for their accomplishments, though it’s probably safe to say that Stephen Curry has been an exception – and rightfully so.

Who is Stephen Curry? Only the Most Valuable Player in the National Basketball Association (NBA) for the second straight year after having led his Golden State Warriors to the best regular season record of any team in the league’s history. Not only was Curry the MVP for a second straight year; he was actually named the first unanimous MVP in the league’s history as well.

For some context and background, check out this infographic by Jessie Kavana/ESPN Stats & Information:

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The Garden State’s Future Looks Bright


We’ve commented on the national economy as well as jobs across our country on several occasions over the past couple months. Today, however, we want to comment on the state of employment in, well, our own state: New Jersey. Just how far has the Garden State come in terms of recovering the number of jobs lost since the pre-recession peak in 2008? Very far, according to the Rutgers Economic Advisory Service (R/ECON). To illustrate how close, Nancy Mantell, the director of R/ECON, recently noted that NJ will match the previous high sometime in early 2017.

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Summer Job Search Points to the Gig Economy


Between April and July of each year, the youth labor force (16-to-24-year-olds who are either working or actively looking for employment) grows. This should not come as a surprise, however, because summer break leads many more high school and college students to seek out and accept employment. Furthermore, graduation leads a large percentage of this demographic to find and attain permanent employment.

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