In the investing world, returns are always in demand, but the path by which investors pursue these returns can be very detrimental to a portfolio’s health. Leveraged funds, which have been around for two decades now, seek to beat the market returns of their unleveraged, index-tracking counterparts by essentially increasing the stakes of the bet through the use of derivative instruments. The idea seems straightforward, but the results are not always what investors expect them to be.
Since the first one made its debut in 1994, target-date funds have increasingly gained in popularity among investors. Over the last decade, target-date funds have become a staple of 401k other retirement investment plans. With that being said, Continue reading “Target-Date Funds – Set It and Forget It?”