It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it’s important to know how to maintain a positive credit score and credit history.Continue reading “All About Credit Scores”
We all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curveball and that score declines. What steps can we take to repair it?Continue reading “Ways to Repair Your Credit Score”
With a variety of rewards programs and upgraded terms aimed at capturing new users amid a broader shift to a cashless society, you may be asking yourself whether now is a good time to apply for a credit card. What you may not realize, however, is the impact this would have on your credit score.
Generally speaking, opening up a new credit card should only have a minimal adverse impact on your credit score up front. With time, though, being approved for a new card can actually boost your score and increase your credit worthiness!
Let’s take a closer look at what the more immediate negative impacts are first. Continue reading “Credit Card Soup – Should You Be Applying?”