Many people mention that your 20s are the best years of your life. While this may be the case from the perspective of having few major responsibilities, it is far from the truth financially. According to Edvisors.com, a leading online authority for planning and paying for college, about 71% of students graduating with a bachelor’s degree in 2015 had student loans averaging around $35,000. With a majority of current graduates suffering from extensive debt, wealth and financial independence may seem like a far-off dream. However, according to Ken Schapiro of Condor Capital Management, it is possible to create a solid foundation for a wealthy future while still in your 20s by following several important financial guidelines.