Continuing care retirement communities (CCRCs) are living arrangements that combine independent living, assisted living, and nursing home care on a single campus. CCRCs offer residents a continuum of care throughout their lives.Continue reading “What Are Continuing Care Retirement Communities?”
Independent living communities, also known as rental retirement communities, offer housing options for active seniors and retirees who require little or no assistance with daily activities. Most independent living residents desire an environment where they don’t have to be concerned about safety, maintenance, and homeownership responsibilities.Continue reading “Do Independent Living Communities Differ From CCRCs?”
Condor is delighted to announce that all three custodians with whom we custody our clients’ assets are no longer charging commissions on online stock and exchange traded fund trades! This will lower costs even further for our clients, which is very exciting!
*Note that Fidelity’s no commission trades go into effect on November 4th, while Schwab and TD Ameritrade have already implemented commission-free trading.
The financial challenges millennials face can be overwhelming. Many young adults have to figure out how to pay off college loans, save to buy a home or start a family, and sock away money for retirement. Given these hurdles, it’s no wonder that life insurance as a financial asset gets little to no attention. But it should. There are many reasons to have life insurance at a relatively young age, but here are some common ones.Continue reading “Do Millennials Need Life Insurance?”
The FAFSA, which stands for Free Application for Federal Student Aid, is the federal government’s financial aid application. The FAFSA is a prerequisite for federal student loans, grants, and work-study. In addition, colleges typically require the FAFSA before distributing their own need-based aid and, in some cases, merit-based aid.Continue reading “When Should I File the FAFSA?”
Estate planning is the process of managing and preserving your assets while you are alive, and conserving and controlling their distribution after your death. There are four key estate planning documents almost everyone should have regardless of age, health, or wealth. They are: a durable power of attorney, advance medical directives, a will, and a letter of instruction.Continue reading “Key Estate Planning Documents”
If you’re the parent or grandparent of a current or prospective college student, you might be interested to learn what’s new in the world of higher education.Continue reading “What’s New in the College World?”
Making the world a better place – who would not want to contribute to that? Knowing that the actions we take today will benefit generations to come goes a long way. Whether it be through reducing our carbon footprint or advocating for equal pay, most can agree on the common value of doing better for the longevity of this world. This is where environmental, social, and governance investing, more popularly known as ESG investing, comes into play. By partaking in this investing philosophy, one is aligning their investments with their core principles and values, chiefly for the enhancement of society and the greater world.Continue reading “Making Tomorrow Better Today through ESG Investing”
Tax reform changes to the standard deduction and itemized deductions may affect your ability to obtain an income tax benefit from charitable giving. Projecting how you’ll be affected by these changes while there’s still time to take action is important.
When joining a new company, you may not just be offered a flat salary. As companies are looking for ways to lure in top talent, management is increasingly offering perks such as executive compensation benefits to incoming employees. Often times, these benefits come in the form of Restricted Stock Units (RSUs) or Stock Options. However, understanding what these benefits entail and how they stack up against one another can be confusing at first. To get a better grasp on what your company may be offering you, here are some important things to know.Continue reading “Important Differences between Restricted Stock Units (RSUs) and Stock Options That You Should Know!”